5 Add-On Covers That Will Boost Your Car Insurance Coverage | Business Insurance Alifpakaya

Business Insurance - People generally don't like spending a lot of time buying car insurance Policy. They believe there are only two options in the market. It is the liability insurance required by the automobile law, and the other is the comprehensive insurance. However, in reality, there are numerous supplemental coverages that can be extended to cover your car insurance by spending a minimum amount of money when buying a car or renewing your insurance policy. It is very important to understand the important role that supplemental coverage plays in choosing the ideal supplemental coverage to enhance the protection of car insurance.

Car Insurance

Zero Depreciation: Anyone who has car insurance but prefers to be shocked to know that they have to lose their bag to repair a damaged car. plug. However, if the car is lost or damaged in an accident, insurance cannot completely cover the car. To avoid this situation, you should select No Dep. Or an add-on that allows you to fully enjoy the value of parts that have been repaired or replaced after a zero depth accident. Ideally only for new cars, companies usually do not offer this type of add-on for cars older than 5 years.

No Claim Bonus Retention (NCB): As the name implies, NCB Retention, this add-on acts as a protective cover for NCB. NCB is the compensation for not making a claim for the insurance contract of the previous year. People usually don't charge, but they renew their insurance every year. Insurance companies offer rewards in the form of discounts of up to 50% on premiums. Insurance premiums will be withdrawn by the company once the claim is made. Therefore, the NCB is retained even if it is claimed.

Roadside Assistance: Imagine you were driving a car at home and the car got stuck somewhere in the middle of the night due to lack of fuel, technical problems, dead battery, and so on. As the name implies, this add-on helps you go home and take care of your car in such an emergency. With this add-on to your standard car insurance, you don't have to worry about getting help when driving remotely or at night.

Accident Insurance: In this supplemental insurance, the insurance company provides insurance to both the owner and the paid driver (if any). You can opt for private accident insurance in combination with fully comprehensive car insurance. With this supplement, you can receive a lump sum payment in case of permanent disability or death from an accident.

Daily Allowance: In the event of a serious accident, the car will take too long to repair and, depending on the situation, the car may need to stay in the garage for days or weeks, or even a month or more.